BLS OEWS May 2025
Senior Commercial Lines Underwriter salary, United States
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For a Senior Commercial Lines Underwriter pay comparison, the mapped occupation is Insurance Underwriters (SOC 13-2053). Its U.S. median annual wage is $81,370 (BLS, May 2025). This is an occupation benchmark, not a separate title-specific compensation survey.
Broader occupation
BLS reports Insurance Underwriters, not a separate wage for Senior Commercial Lines Underwriter. This broader occupation does not distinguish seniority, work arrangement or language requirements.
| Percentile | Wage | What it means |
|---|---|---|
| 10th | $55,530 | 10% of workers in this occupation and area earned less than this. |
| 25th | $64,620 | 25% earned less than this. |
| Median | $81,370 | Half earned less and half earned more. |
| 75th | $110,390 | 75% earned less than this. |
| 90th | $145,160 | 90% earned less than this. |
| Mean | $93,700 | Average wage across all workers. |
| Percentile | Wage | What it means |
|---|---|---|
| 10th | $26.70 | 10% of workers in this occupation and area earned less than this. |
| 25th | $31.07 | 25% earned less than this. |
| Median | $39.12 | Half earned less and half earned more. |
| 75th | $53.07 | 75% earned less than this. |
| 90th | $69.79 | 90% earned less than this. |
| Mean | $45.05 | Average wage across all workers. |
What BLS wages include and exclude
Wages for the OEWS survey are straight-time, gross pay, exclusive of premium pay. Base rate; cost-of-living allowances; guaranteed pay; hazardous-duty pay; incentive pay, including commissions and production bonuses; and tips are included. Excluded are overtime pay, severance pay, shift differentials, nonproduction bonuses, employer cost for supplementary benefits, and tuition reimbursements.
- Employment, U.S.
- 105,420
- Mean annual wage
- $93,700
- Reference period
- May 2025
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, released 2026-05-15. SOC 13-2053 Insurance Underwriters, United States. BLS source tables and downloads; release notes. Select this SOC and area in the source files; the tables index is not an exact-row link.
Target metros
| Metro | Median | P25 to P75 | Employment | Location quotient |
|---|---|---|---|---|
| Miami | $79,460 | $62,040 to $106,790 | 1,220 | 0.64 |
| Tampa | $78,350 | $61,110 to $100,130 | 2,070 | 2.11 |
| Orlando | $74,700 | $59,740 to $106,440 | 740 | 0.77 |
| Raleigh | $79,210 | $61,730 to $101,060 | 520 | 1.02 |
| New York City | $98,410 | $81,420 to $131,760 | 6,740 | 1.05 |
| Northern New Jersey | $98,410 | $81,420 to $131,760 | 6,740 | 1.05 |
| Dallas | $79,590 | $63,200 to $118,310 | 4,140 | 1.51 |
| Chicago | $99,840 | $76,660 to $130,050 | 4,060 | 1.33 |
A location quotient above 1 means the occupation is more concentrated in that metro than in the nation. Northern New Jersey figures come from the broader New York metro.
Every published area
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Metro rankings and pay relative to local wages
Browse 209 areas with a published median
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By industry
These are national industry estimates for SOC 13-2053 Insurance Underwriters, not a separate estimate for this title. Industry names below are exactly as BLS publishes them. Private-sector rows are labeled when an all-ownership estimate is not available.
| BLS industry | NAICS | Ownership | P25 | Median | P75 | Employment |
|---|---|---|---|---|---|---|
| Finance and Insurance | 52 | Private | $64,560 | $81,420 | $113,140 | 99,060 |
| Credit Intermediation and Related Activities | 522000 | Private | $65,620 | $86,690 | $105,980 | 920 |
| Credit Intermediation and Related Activities (5221 and 5223 only) | 5220A1 | Private | $65,620 | $78,750 | $102,650 | 350 |
| Nondepository Credit Intermediation | 522200 | Private | $65,640 | $93,210 | $113,140 | 570 |
| Other Nondepository Credit Intermediation | 522290 | Private | $69,860 | $95,300 | $113,140 | 510 |
| Securities, Commodity Contracts, and Other Financial Investments and Related Activities | 523000 | Private | Not published by BLS | Not published by BLS | Not published by BLS | 130 |
| Insurance Carriers and Related Activities | 524000 | Private | $64,520 | $81,370 | $113,140 | 97,600 |
| Insurance Carriers | 524100 | Private | $64,840 | $81,520 | $109,660 | 61,490 |
| Direct Health and Medical Insurance Carriers | 524114 | Private | $74,010 | $91,290 | $106,220 | 4,070 |
| Direct Insurance (except Life, Health, and Medical) Carriers | 524120 | Private | $64,130 | $80,210 | $106,170 | 49,830 |
| Agencies, Brokerages, and Other Insurance Related Activities | 524200 | Private | $63,890 | $81,060 | $118,040 | 36,110 |
| Insurance Agencies and Brokerages | 524210 | Private | $63,500 | $80,740 | $117,590 | 30,180 |
| Other Insurance Related Activities | 524290 | Private | $65,400 | $81,340 | $120,980 | 5,930 |
| Funds, Trusts, and Other Financial Vehicles | 525000 | Private | $68,970 | $96,290 | $106,540 | 400 |
| Insurance and Employee Benefit Funds | 525100 | Private | $71,220 | $96,500 | $106,540 | 400 |
| Real Estate and Rental and Leasing | 53 | Private | $83,800 | $83,800 | $83,800 | Not published by BLS |
| Real Estate | 531000 | Private | $83,800 | $83,800 | $83,800 | Not published by BLS |
| Professional, Scientific, and Technical Services | 54 | Private | $66,660 | $81,620 | $108,670 | 980 |
| Professional, Scientific, and Technical Services | 541000 | Private | $66,660 | $81,620 | $108,670 | 980 |
| Legal Services | 541100 | Private | $70,770 | $81,620 | $89,800 | 140 |
| Accounting, Tax Preparation, Bookkeeping, and Payroll Services | 541200 | Private | $92,770 | $101,110 | $128,260 | 50 |
| Computer Systems Design and Related Services | 541500 | Private | $55,340 | $79,670 | $106,760 | 190 |
| Management, Scientific, and Technical Consulting Services | 541600 | Private | $77,320 | $94,410 | $111,260 | 240 |
| Other Professional, Scientific, and Technical Services | 541900 | Private | $60,060 | $75,800 | $115,580 | Not published by BLS |
| Management of Companies and Enterprises | 55 | Private | $65,220 | $82,680 | $103,510 | 2,940 |
| Management of Companies and Enterprises | 551000 | Private | $65,220 | $82,680 | $103,510 | 2,940 |
| Management of Companies and Enterprises | 551100 | Private | $65,220 | $82,680 | $103,510 | 2,940 |
| Ambulatory Health Care Services | 621000 | Private | $61,060 | $79,560 | $101,700 | 140 |
| Other Ambulatory Health Care Services | 621900 | Private | $82,340 | $101,700 | $103,370 | 60 |
| All Other Ambulatory Health Care Services | 621990 | Private | $82,340 | $101,700 | $103,370 | 60 |
Source: U.S. Bureau of Labor Statistics, OEWS May 2025, national industry-specific rows. BLS tables.
What changed since May 2024
| Release | Median |
|---|---|
| BLS OEWS May 2024 | $79,880 |
| BLS OEWS May 2025 | $81,370 |
The published medians differ by $1,490. Sources: U.S. Bureau of Labor Statistics, OEWS May 2024 and May 2025. This is not an annualized growth claim. Area definitions and the workers represented can change.
What belongs in the pay comparison
OEWS includes straight-time gross wages, guaranteed pay, commissions and production bonuses. It excludes overtime, shift differentials, nonproduction bonuses and employer-paid benefits. It is neither pure base salary nor total compensation. A discretionary annual, retention or sign-on bonus is not the same as a production bonus. Ask what earns each payment before comparing the offer with this table. Equity is separate from the cash wage shown here. State those terms alongside base pay; the BLS percentile does not price them for you.
Recruiter's read
Qualitative view from our desk. Not BLS data.
The BLS line for Senior Commercial Lines Underwriter is a starting point. Ask which decisions this person will own and who will check the work. The published occupation does not separate the scope of your seat from other jobs with the same SOC.
Common questions
Which median is used when comparing pay for Senior Commercial Lines Underwriter?
$81,370 is the annual median for Insurance Underwriters (SOC 13-2053) in the United States, based on BLS May 2025. It is an occupation benchmark, not a separate compensation survey for this hiring title.
What does the middle half of workers earn?
The 25th percentile is $64,620 and the 75th percentile is $110,390 in the United States. That is where the middle half of workers in this occupation fall.
How many people work in this occupation?
BLS estimates 105,420 workers in Insurance Underwriters in the United States.
What does the upper percentile show?
The 90th percentile for Insurance Underwriters is $145,160. 10% of workers in this occupation and area earned more.
Does BLS publish this exact title?
BLS reports Insurance Underwriters, not a separate wage for Senior Commercial Lines Underwriter. This broader occupation does not distinguish seniority, work arrangement or language requirements.
Which metros have published figures?
BLS published a median for Miami, Tampa, Orlando, Raleigh, New York City, Northern New Jersey, Dallas, Chicago.
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BLS OEWS May 2025, released 2026-05-15. These are published occupation estimates, not a quote for an exact niche title. Tool calculations use BLS values or your inputs, not predictions.
Reading this page's BLS evidence
What do the released numbers measure?
For Senior Commercial Lines Underwriter in the United States, use the May 2025 Insurance Underwriters occupation benchmark (SOC 13-2053): a annual median of $81,370. This is a broader occupation, not a separately measured wage for the hiring title. BLS reports 105,420 jobs for the occupation here. Employment is not a count of available candidates.
How much room is inside the published band?
The middle half of Insurance Underwriters wages in the United States runs from $64,620 at P25 to $110,390 at P75, a width of $45,770. The distance from P25 to the median is $16,750; from the median to P75 it is $29,020. The upper part is wider. Compare an offer against those published points, but do not assign an exact percentile between them or label them junior, senior and manager pay.
How does this estimate compare with the national figure?
This national Insurance Underwriters median pools places and employers; it is not a city-specific offer target. The mean is $93,700, $12,330 above the median. The average and midpoint describe different parts of the distribution. Check an actual area row before using the national figure in a local hiring budget.
Which other metro estimates can you compare?
For comparison with the United States, the two metropolitan estimates with the largest published employment for this occupation are New York-Newark-Jersey City, NY-NJ ($98,410 annual median for Insurance Underwriters); Atlanta-Sandy Springs-Roswell, GA ($95,430 annual median for Insurance Underwriters). Only metros with a published median for this SOC qualify, so suppression can change the comparison set. Geography uses Census Gazetteer internal points where available, not commuting time or a claim about recruiting reach.
What can the industry rows tell you?
Among the loaded national industry rows for Insurance Underwriters, the highest numeric annual medians are Other Ambulatory Health Care Services (NAICS 621900), $101,700; All Other Ambulatory Health Care Services (NAICS 621990), $101,700. This ranking excludes suppressed and top-coded medians and covers only the industries loaded for this brand. These are national occupation estimates, not separate observations for this hiring title.
What changed in the published median?
For Insurance Underwriters in the United States, the median was $79,880 in 2024-05 and $81,370 in 2025-05. The difference is $1,490 upward. This subtracts two published estimates; it is not a growth forecast or a same-worker raise. The SOC and area codes match, but the surveyed employment mix can change.
What belongs outside the wage budget?
The Insurance Underwriters benchmark is neither pure base salary nor total compensation. Guaranteed pay, commissions and production bonuses are included in OEWS, so adding all commission again would double-count pay already covered. Overtime, shift differentials, nonproduction bonuses and employer benefits are excluded. Budget those separately where relevant; this the United States row provides no amounts for them, equity or relocation.
Questions about this estimate
Which occupation benchmark applies to Senior Commercial Lines Underwriter in the United States?
$81,370 is the May 2025 annual median for Insurance Underwriters, SOC 13-2053, in the United States. A broader mapping does not establish a separate salary survey for this hiring title.
How wide is the published offer band for Senior Commercial Lines Underwriter in the United States?
For Senior Commercial Lines Underwriter in the United States, P75 minus P25 is $45,770. The Senior Commercial Lines Underwriter in the United States endpoints are $64,620 and $110,390, not experience-level labels or an interpolated candidate percentile.
Can the industry figures be treated as Senior Commercial Lines Underwriter in the United States's local rates?
The loaded Senior Commercial Lines Underwriter in the United States industry rows describe national Insurance Underwriters wages. The Senior Commercial Lines Underwriter in the United States national page does not turn an occupation-wide industry median into an exact-title offer.
What changed between releases for Senior Commercial Lines Underwriter in the United States?
The Senior Commercial Lines Underwriter in the United States annual medians were $79,880 in 2024-05 and $81,370 in 2025-05. The Senior Commercial Lines Underwriter in the United States difference is $1,490; this is not a forecast or a same-worker raise.