Free tool, BLS May 2025

Offer competitiveness checker

Financial Headhunters presents official occupation data and the limitations behind this tool resource. Read the mapping and reference period before using any figure in a hiring decision.

This is what we do all day: recruit accounting, finance, banking and insurance professionals.

Place an offer against the BLS wage percentiles for the role and location. Your numbers stay in this browser until you ask for the report.

Who are you?
Base pay plus any guaranteed or production-based incentive pay. Leave out overtime, discretionary bonus, benefits, per diem and relocation.

How this works

Percentiles are the five values BLS publishes (10th, 25th, median, 75th, 90th). We never estimate a point between them. Annual wage equals hourly wage x 2,080 in BLS convention. If a metro estimate is not released, we show the state, then the nation, and say so.

What BLS wages include and exclude

Wages for the OEWS survey are straight-time, gross pay, exclusive of premium pay. Base rate; cost-of-living allowances; guaranteed pay; hazardous-duty pay; incentive pay, including commissions and production bonuses; and tips are included. Excluded are overtime pay, severance pay, shift differentials, nonproduction bonuses, employer cost for supplementary benefits, and tuition reimbursements.

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025.

Reading this page's BLS evidence

Which occupation anchors this reading?

The Offer competitiveness checker uses the Mortgage Loan Officer national row below as a labeled reference example, not a result from visitor inputs. The Offer competitiveness checker catalog covers 389 mapped titles with published national medians in May 2025, while this example uses SOC 13-2072, Loan Officers. A Offer competitiveness checker visitor's choice of a different occupation or area can select a different released row; no personal offer or vacancy cost is inferred from this benchmark.

What do the released numbers measure?

Offer competitiveness checker: For Mortgage Loan Officer in the United States, the May 2025 OEWS row records a annual median of $76,690 under Mortgage Loan Officer (SOC 13-2072, Loan Officers). The Mortgage Loan Officer in the United States mapping is a broader occupation, not a separately measured wage for this hiring title; the occupation name attached to this median is Loan Officers. The released Mortgage Loan Officer in the United States employment field is 274,330 jobs, which describes the SOC rather than a count of candidates available to take your opening.

How much room is inside the published band?

Offer competitiveness checker: The middle-half annual band for Mortgage Loan Officer in the United States runs from $52,730 at P25 to $104,080 at P75, a width of $51,350. For Mortgage Loan Officer in the United States, the lower half of that band covers $23,960, while the upper half covers $27,390; the upper side therefore accounts for more of the middle-half spread. An offer for Mortgage Loan Officer in the United States can move within that published band without justifying an exact percentile claim, and these points do not identify junior, senior or manager pay grades.

How does this estimate compare with the national figure?

Offer competitiveness checker: The Mortgage Loan Officer in the United States median is the national reference for this SOC, not a city-specific offer target. For Mortgage Loan Officer in the United States, the national mean is $87,790, $11,100 above its median; the average and midpoint consequently describe different features of the released wage distribution. The national Mortgage Loan Officer in the United States figure pools places and employers, so a local offer should also be checked against an actual area row rather than being described as a local premium.

Which other metro estimates can you compare?

Offer competitiveness checker: The Mortgage Loan Officer in the United States comparison uses the two metropolitan estimates with the largest published employment for this occupation: New York-Newark-Jersey City, NY-NJ, where the annual median for Loan Officers is $101,570; Los Angeles-Long Beach-Anaheim, CA, where the annual median for Loan Officers is $80,360. These Mortgage Loan Officer in the United States neighbors are selected only from metros with a published median for the same SOC, so suppression can change which comparisons are available. For Mortgage Loan Officer in the United States, the geography comes from Census Gazetteer internal points where available, not a claim about commuting time, recruiting reach or an employer's payroll policy.

What can the industry rows tell you?

Offer competitiveness checker: Among the loaded national industry rows relevant to Mortgage Loan Officer in the United States, the highest numeric annual medians are Automotive Equipment Rental and Leasing (NAICS 532100), $128,300; Other Investment Pools and Funds (NAICS 525900), $110,980. The Mortgage Loan Officer in the United States industry comparison excludes top-coded and suppressed medians from exact ranking and is limited to the industries loaded for this brand, not every possible industry. For Mortgage Loan Officer in the United States, these are national industry cuts of the same SOC, not proof that this exact title earns those amounts.

What changed in the published median?

Offer competitiveness checker: For Mortgage Loan Officer in the United States, the prior 2024-05 median was $74,180, compared with $76,690 in 2025-05; the released medians differ by $2,510 upward. This Mortgage Loan Officer in the United States comparison is subtraction of published medians, not an annualized growth forecast or a claim that the same workers received that change. The Mortgage Loan Officer in the United States year-over-year cells use the same SOC and area code, but changes in the surveyed employment mix can still affect what the two medians describe.

What belongs outside the wage budget?

Offer competitiveness checker: The Mortgage Loan Officer in the United States annual median of $76,690 is an OEWS wage measure, not a complete employer-cost budget. For Mortgage Loan Officer in the United States, guaranteed pay and incentive pay including commissions and production bonuses belong inside the OEWS definition, so adding all commission again would double-count a component the survey includes. Overtime, nonproduction bonuses and employer benefit costs are excluded from the Mortgage Loan Officer in the United States wage definition; budget those separately when relevant, but this the United States row supplies no dollar amounts for them, equity or relocation.

Questions about this estimate

On the Offer competitiveness checker, what does Mortgage Loan Officer in the United States's $76,690 median actually measure?

Offer competitiveness checker: For Mortgage Loan Officer in the United States, this is the May 2025 annual median of Loan Officers, SOC 13-2072. The Mortgage Loan Officer in the United States broader mapping does not establish a separately measured employer-specific rate for the opening.

On the Offer competitiveness checker, how wide is the published offer band for Mortgage Loan Officer in the United States?

Offer competitiveness checker: For Mortgage Loan Officer in the United States, P75 minus P25 is $51,350. The Mortgage Loan Officer in the United States endpoints are $52,730 and $104,080, not experience-level labels or an interpolated candidate percentile.

On the Offer competitiveness checker, can the industry figures be treated as Mortgage Loan Officer in the United States's local rates?

Offer competitiveness checker: The loaded Mortgage Loan Officer in the United States industry rows describe national Loan Officers wages. The Mortgage Loan Officer in the United States national page does not turn an occupation-wide industry median into an exact-title offer.

On the Offer competitiveness checker, what changed between releases for Mortgage Loan Officer in the United States?

Offer competitiveness checker: The Mortgage Loan Officer in the United States annual medians were $74,180 in 2024-05 and $76,690 in 2025-05. The Mortgage Loan Officer in the United States difference is $2,510; this is not a forecast or a same-worker raise.

Census internal points used for comparison geography

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