BLS OEWS May 2025
Credit Analyst salary, Chicago-Naperville-Elgin, IL-IN
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The median annual wage for Credit Analyst in Chicago-Naperville-Elgin, IL-IN is $92,900 (BLS, May 2025, Credit Analysts, SOC 13-2041). That is $9,390 (11.2%) above the U.S. median of $83,510.
Direct match
BLS publishes this occupation under its own code, 13-2041 Credit Analysts. Titles, seniority and industry inside it still vary.
| Percentile | Wage | What it means |
|---|---|---|
| 10th | $61,190 | 10% of workers in this occupation and area earned less than this. |
| 25th | $68,050 | 25% earned less than this. |
| Median | $92,900 | Half earned less and half earned more. |
| 75th | $131,000 | 75% earned less than this. |
| 90th | $172,180 | 90% earned less than this. |
| Mean | $106,950 | Average wage across all workers. |
| Percentile | Wage | What it means |
|---|---|---|
| 10th | $56,250 | 10% of workers in this occupation and area earned less than this. |
| 25th | $65,210 | 25% earned less than this. |
| Median | $83,510 | Half earned less and half earned more. |
| 75th | $122,460 | 75% earned less than this. |
| 90th | $169,230 | 90% earned less than this. |
| Mean | $100,850 | Average wage across all workers. |
What BLS wages include and exclude
Wages for the OEWS survey are straight-time, gross pay, exclusive of premium pay. Base rate; cost-of-living allowances; guaranteed pay; hazardous-duty pay; incentive pay, including commissions and production bonuses; and tips are included. Excluded are overtime pay, severance pay, shift differentials, nonproduction bonuses, employer cost for supplementary benefits, and tuition reimbursements.
- Employment, area
- 2,560
- Location quotient
- 1.37
What changed since May 2024
| Release | Median |
|---|---|
| BLS OEWS May 2024 | $86,010 |
| BLS OEWS May 2025 | $92,900 |
The published medians differ by $6,890. Sources: U.S. Bureau of Labor Statistics, OEWS May 2024 and May 2025. This is not an annualized growth claim. Area definitions and the workers represented can change.
What belongs in the pay comparison
OEWS includes straight-time gross wages, guaranteed pay, commissions and production bonuses. It excludes overtime, nonproduction bonuses and employer-paid benefits. A discretionary annual, retention or sign-on bonus is not the same as a production bonus. Ask what earns each payment before comparing the offer with this table. Equity is separate from the cash wage shown here. State those terms alongside base pay; the BLS percentile does not price them for you.
Recruiter's read
Qualitative view from our desk. Not BLS data.
For Credit Analyst, discuss the work behind these requirements: Spreading in Moody's or Abrigo (Sageworks), global cash flow, credit memos; formal credit training. Ask what the person completed themselves and what a manager or specialist reviewed. A system name on a resume does not establish depth in that workflow. The BLS figure describes the listed occupation, not a separately measured rate for this exact opening.
Common questions
What is the median annual wage for Credit Analyst?
$92,900 in Chicago-Naperville-Elgin, IL-IN, IL, based on BLS May 2025 data for Credit Analysts (SOC 13-2041).
What does the middle half of workers earn?
The 25th percentile is $68,050 and the 75th percentile is $131,000 in Chicago-Naperville-Elgin, IL-IN, IL. That is where the middle half of workers in this occupation fall.
How many people work in this occupation?
BLS estimates 2,560 workers in Credit Analysts in Chicago-Naperville-Elgin, IL-IN, IL.
How much do the highest paid workers earn?
The 90th percentile is $172,180. 10% of workers earned more.
Does BLS publish this exact title?
Yes. BLS reports it as Credit Analysts.
Related areas and roles
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Credit Analyst in Chicago-Naperville-Elgin, IL-IN, from BLS data.
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BLS OEWS May 2025, released 2026-05-15. These are published occupation estimates, not a quote for an exact niche title. Tool calculations use BLS values or your inputs, not predictions.
Reading this page's BLS evidence
What do the released numbers measure?
For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, the May 2025 OEWS row records a annual median of $92,900 under Credit Analyst (SOC 13-2041, Credit Analysts). The Credit Analyst in Chicago-Naperville-Elgin, IL-IN mapping uses the occupation's own SOC line, but the survey does not separate employer-specific duties inside that line. The released Credit Analyst in Chicago-Naperville-Elgin, IL-IN employment field is 2,560 jobs, which describes the SOC rather than a count of candidates available to take your opening.
How much room is inside the published band?
The middle-half annual band for Credit Analyst in Chicago-Naperville-Elgin, IL-IN runs from $68,050 at P25 to $131,000 at P75, a width of $62,950. For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, the lower half of that band covers $24,850, while the upper half covers $38,100; the upper side therefore accounts for more of the middle-half spread. An offer for Credit Analyst in Chicago-Naperville-Elgin, IL-IN can move within that published band without justifying an exact percentile claim, and these points do not identify junior, senior or manager pay grades.
How does this estimate compare with the national figure?
The Credit Analyst in Chicago-Naperville-Elgin, IL-IN median is $9,390 above the national Credit Analysts median of $83,510. For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, that comparison uses the same SOC, release and annual unit rather than mixing a local title-specific claim with a national occupation total. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN location quotient is 1.37, an employment-concentration measure that cannot explain this wage difference or be used as a cost-of-living adjustment.
Which other metro estimates can you compare?
The Credit Analyst in Chicago-Naperville-Elgin, IL-IN comparison uses the two nearest published metropolitan internal points: Kenosha, WI, where the annual median for Credit Analysts is $63,140; Racine-Mount Pleasant, WI, where the annual median for Credit Analysts is $72,630. These Credit Analyst in Chicago-Naperville-Elgin, IL-IN neighbors are selected only from metros with a published median for the same SOC, so suppression can change which comparisons are available. For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, the geography comes from Census Gazetteer internal points where available, not a claim about commuting time, recruiting reach or an employer's payroll policy.
What can the industry rows tell you?
Among the loaded national industry rows relevant to Credit Analyst in Chicago-Naperville-Elgin, IL-IN, the highest numeric annual medians are Securities, Commodity Contracts, and Other Financial Investments and Related Activities (NAICS 523000), $135,390; Monetary Authorities-Central Bank (NAICS 521000), $101,000. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN industry comparison excludes top-coded and suppressed medians from exact ranking and is limited to the industries loaded for this brand, not every possible industry. BLS does not provide an industry-by-Chicago-Naperville-Elgin, IL-IN wage cut in this dataset, so the Credit Analyst in Chicago-Naperville-Elgin, IL-IN national industry figures cannot be labeled local industry premiums.
What changed in the published median?
For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, the prior 2024-05 median was $86,010, compared with $92,900 in 2025-05; the released medians differ by $6,890 upward. This Credit Analyst in Chicago-Naperville-Elgin, IL-IN comparison is subtraction of published medians, not an annualized growth forecast or a claim that the same workers received that change. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN year-over-year cells use the same SOC and area code, but changes in the surveyed employment mix can still affect what the two medians describe.
What belongs outside the wage budget?
The Credit Analyst in Chicago-Naperville-Elgin, IL-IN annual median of $92,900 is an OEWS wage measure, not a complete employer-cost budget. For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, guaranteed pay and incentive pay including commissions and production bonuses belong inside the OEWS definition, so adding all commission again would double-count a component the survey includes. Overtime, nonproduction bonuses and employer benefit costs are excluded from the Credit Analyst in Chicago-Naperville-Elgin, IL-IN wage definition; budget those separately when relevant, but this Chicago-Naperville-Elgin, IL-IN row supplies no dollar amounts for them, equity or relocation.
Questions about this estimate
What does Credit Analyst in Chicago-Naperville-Elgin, IL-IN's $92,900 median actually measure?
For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, this is the May 2025 annual median of Credit Analysts, SOC 13-2041. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN direct mapping does not establish a separately measured employer-specific rate for the opening.
How wide is the published offer band for Credit Analyst in Chicago-Naperville-Elgin, IL-IN?
For Credit Analyst in Chicago-Naperville-Elgin, IL-IN, P75 minus P25 is $62,950. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN endpoints are $68,050 and $131,000, not experience-level labels or an interpolated candidate percentile.
Can the industry figures be treated as Credit Analyst in Chicago-Naperville-Elgin, IL-IN's local rates?
The loaded Credit Analyst in Chicago-Naperville-Elgin, IL-IN industry rows describe national Credit Analysts wages. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN rows are not an industry-by-Chicago-Naperville-Elgin, IL-IN breakdown, so no local industry premium is calculated.
What changed between releases for Credit Analyst in Chicago-Naperville-Elgin, IL-IN?
The Credit Analyst in Chicago-Naperville-Elgin, IL-IN annual medians were $86,010 in 2024-05 and $92,900 in 2025-05. The Credit Analyst in Chicago-Naperville-Elgin, IL-IN difference is $6,890; this is not a forecast or a same-worker raise.